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This payment system is powered by its native digital currency, XCT.

When a user opens an account on the COTI network, a public and private key is generated from a random seed function, along with a Trust Score. COTI’s token sale information is still being held by its users. COTI is a payments transaction network that was built from the ground-up to solve the payments challenges of today. In other words, the liquidity that the Bancor smart contract provides will boost the efficiency and speed of the COTI network. 1 – This payment network has the XCT native currency which is used for payments, mediations, and fees.

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  • Shahaf bar Geffen,
  • Andy Chin, Software Engineering.
  • Erol Hallufgil, Research and Software Engineering.

Projecting a few years into the future, COTI believes that digital currencies will play a more prominent role in our lives as it will replace coins, cash, cards, and cheques.

COTI hopes to bring change by acting as the digital currency of the internet, or first to receive widespread adoption in consumer transactions. COTI network users can expect low-to-zero fees, full buyer-seller protections, a robust Trust Scoring Engine and decentralised Mediation System. The principal competitors to COTI are both traditional credit-card companies like Visa and Mastercard and DAG payment networks like NANO and IOTA. By giving a layer of trust for all seller and buyer interactions, COTI removes the friction from the entire payment experience. This payment network sets the standard for how digital payments should work in the digital currency era.

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COTI solutions incorporate the best of traditional payments systems and the best of blockchain technologies, and will offer the fastest, easiest, most cost-effective and most trusted way to pay.

The COTI team is made up of experts in software engineering, marketing, and blockchain technology. It will be used to kick-start the development of trust scoring and the mediation platform of COTI. So the COTI team believes it will be able to effectively compete with them. The COTI team believes these problems can be solved by using DAG for the payment system and delegated proof-of-stake to select arbitrators that will resolve disputes between merchants and customers. COTI team is also committed to creating a fully compliant ecosystem in order to eliminate the greatest barrier to mainstream cryptocurrency consumption, regulation.

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COTI is a payment transaction network that systematically solves the payment challenges faced by the users while using Bitcoin and PayPal.

Our team includes veterans of the payments industry and Blockchain experts. Social & Operations COTI is a payments transaction network supported by a native digital currency. COTI is equipped with features such as instant credit, network-based market making, decentralized mediation, and risk-based pricing for ensuring a smooth and vibrant payment ecosystem. Bancor is providing COTI with highly coveted liquidity by creating a smart contract through its protocol. Images courtesy of COTI COTI is building a base protocol that is built for payments from the ground up.

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As a result of the explanation above, we list COTI at a low confidence speculative token.

COTI plans to help create this change by becoming the first digital currency to allow international consumer transactions. Initially these hedging services will be limited to only a 30-day period, and will cover payments made with COTI’s native currency (XCT). COTI’s ecosystem of applications and services, currently under development, will include consumer wallets, merchant processing tools and a digital currency exchange facility. Crowdsale closes on August 13, 2018 COTI is a cryptocurrency payment network that the COTI team hopes will solve problems inherent in current networks. COTI’s ecosystem will be fueled by its native digital currency, the COTI token (abbreviated as XCT).

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Consumers using COTI will have a great user experience, mixing the best of traditional payments with the best of digital currencies.

A new blockchain platform called Coti is intending to match Paypal, not just in terms of speed of payment, but also in terms of the offerings of their full platform. Together, these features will allow COTI to outperform as a mainstream payment processing system. COTI hopes to be the catalyst for mainstream adoption of cryptocurrencies in payment use cases. COTI innovated using DAG for payments, built a generative Trust Chains algorithm that is used to achieve consensus and has introduced the Mediators, to decentralize payments dispute resolution.